• Circle K Top Up Channel to be launched 
• UnionPay HKD Prepaid Card to be launched 
• MasterCard USD Prepaid Card to be launched

• FPS Addressing Service launched 
• UnionPay Prepaid Card Issuer Licence approved 

Faster Payment System (FPS) Top Up channel launched

Launched first HKD EMV Card

Full Launch of UniCard Mobile App

• Obtained HKMA SVF Licence (Licence no. SVF0009)
• Engaged Bank of Communications Trustee Limited as 3rd party Custodian
• Launched Mobile App Beta version
• Engaged BDO Financial Services Limited as internal auditor

Obtained MasterCard Acquirer Licence

Engaged BDO Limited as financial auditor

In order to foster our multi-currency card features, Unicard extended our relationships from the trusted banking partners to support our global settlement with MasterCard:

• BNP Paribas France and London
• Bank of Communications Tokyo, Sydney & Hong Kong
• DBS Singapore & Hong Kong
• CTBC Bank Canada

Was granted with the Mastercard Prepaid Card Issuer Licence in Hong Kong