FAQs for Co-branding


Co-brander is an organization or corporation who has business contractual relationship with UniCard, which allows them to run a prepaid card program.

Our co-branders are allowed to put their brand names on the card, which allows them to enhance brand awareness, cultivate customer loyalty, attract potential customers and conduct marketing strategies.

UniCard is a co-branding and payment solution company registered in Hong Kong with Hong Kong Monetary Authority license (License number SVF 0009).

  Credit Card Debit Card Prepaid Card
Bank Account Not Necessary O Х
Credit Check O Х Х
Overdraft O Х Х
Address Proof O O Only if upgraded
ID or Passport O O Only if upgraded

Prepaid card, in general, is easier for the applicants to apply with lesser restrictions and requirements compared with credit card and debit card.


You can send us an enquiry in the Contact Us section on our website or email us at [email protected] for further information.

There are several documents that are required to present during application process. Please send us an enquiry in Contact Us section on UniCard website or email us at [email protected] for further information. Our sales team will provide the information about the documents needed.

For more information about the co-branding fees, you can call our Customer Service contact number (852) 2375 3733 or email us at [email protected]

If you would like to know more about KYC requirements, please call our Customer Service contact number (852) 2375 3733 or email us at [email protected]


Yes, We accept the application from the citizens of Hong Kong and overseas nations.

Yes, to become our co-brander, the company needs to be registered in Hong Kong.

The minimum card issue amount is 3,000.

Card Programs

Regarding the fee, the cost varies depending on the card program you apply. For details, please call our sales contact number (852) 3976 0660 or email us at [email protected].

Yes, there is. However, it depends on the card program.

The maximum loading amount is HKD 75,000, but might be different depends on co-branding programs.

Please refer to Solution > Co-branding > Fee Reference.

Currency is defaulted to HKD, but we do provide other currencies.

Card Management

The card can be reloaded in several methods such as cash deposit(bank), credit card through BEA, EBPP, and Jetco. Please be advised, that not all methods may be applicable depends on the co-brander.

Basically, Reloadable Card supports withdrawal function; however, such function might not be applied by some co-branders.


We save the customer’s fund in a custodian account at the Bank of Communications in Hong Kong.